on 16 jan.16 i received a call on my mobile the caller anjali gupta ( no. 011 65430058) told me she was from sbi card and appraised me that the system of reword points in sbi card is being ablished it was in fomed to me that a discount card will be sent to my address which will make the existing card eligible to fetch discount of 25% on all of my purchase was also i will be received good worth 7924/- which included an 12 emi for which would be deducted from the discounts received by new discount card i received an otp massage from sbi card and on providing the otp number to her in innocently for availing emi facility i immediate received a massage transaction of 7924/- as shopzapas-epaykerela which convinced me that i had been cheated and that she had fraudulently represented her self as a representative of sbi card .