hello my name is Niranjan saini . i m residence from Jaipur . I HAVE RECIVED A CALL FROM CITI BANK REGARDING PERSONAL LOAN AND THEY ASKED ME TO OPEN A ACCOUNT IN CITI BANK . I HAVE GAVE A CHEQUE IN THE FAVOUR OF CITI CLUB SERVICES OF RS 25000:/ AND MY LOAN AMOUNT IS RS 1000000 . AND NOW I RECIVED A HOLIDAY CARD OF RS 200000 . THEY ARE TOTALLY FRAUD .