One young lady called me and says she will from SBI bank and she have to verify my credit card account and details and she took my all details after that she asking for otp number and i told her that icant give you that but she told me sir check your all msg we are from SBI And u can share your details with us and after i checked that all msg from sbi only and i trust them And i share the otp and after few seconds my amount was deducted from my credit card account i asked her for deduction she will told me this is processed for amount blocking that refunded you in one month or 45 days also she will ask me for reward point that rewards point you want add in your monthly bill due or what i told her yes thats why she deduct 7020 from my account she told me ger name is Shubhangi and she given me one more number for emergency but now nobody receiving the call i think this is the fraud