Hi,
I purchased the house in March 2014 from Vinay Unique Gardens in Virar under 20/80 scheme. While talking the house they promised to pay the pri-emi till the time I get the possession of the house. They had been paying interest all this while since the disbursement of the loan amount. They promised to to give the possession of the house by January 2016. They send me a 100% completion of work done from the architect. And now they are saying they will not be paying the pri-emi charges. Now I will have to start paying the full EMI to the bank at the same time they are not giving me the possession of the house saying that they have not got the OC certificate yet. They are saying that they are expecting OC certificate by May or June of this year in the mean while I will have to continue paying the EMI every month. Due to the lack of information on understanding what is 100% completion of work done by the architect all this happened. I assumed when the builders will get this certificate they will give us the possession of the house and that is what I understood from what builder explained me while I was buying the house. Now I feel like I am cheated. I don’t know what to do next. I want to take legal action against them for misguiding me. Please help me. My email address is [email protected]. Thank you